Central Bank Digital Currencies (CBDCs) and the tokenization of private money deposits could revolutionize the financial system. Agustin Carstens suggests a unified digital ledger for both public and private digital money, enabling efficiencies like smart contracts and instant settlements. This approach could extend to tokenizing various assets, transforming governance by embedding compliance within transactions.

In the early internet era, websites were liable for third-party content, leading to legal challenges. US Section 230 was introduced, protecting online platforms from being treated as publishers for user-generated content. However, in Gonzales vs. Google, YouTube’s recommendation algorithms are under scrutiny, potentially redefining Section 230’s protections. The decision could reshape online content moderation globally.

Generative AI has had a transformative impact on text and visual arts. While the AI’s ability to mimic artistic styles raises copyright concerns, does this constitutes “copying”? How will the definition of artistic talent evolve in the AI era?

New technologies, like AI, provoke existential fears in various professions - from writers to musicians and artists. While AI threatens to replace human skills, including intellectual ones, these technologies will also create new opportunities and skill sets. It is premature to worry about human obsolescence.

Digi Yatra, India’s new biometric air travel system, adequately addresses privacy concerns. It is designed to keep personal data on the user’s device and purge data from airport systems 24 hours post-flight. Despite my initial skepticism, the system is efficient and privacy-conscious.

There are concerns over India’s digital public infrastructure and the role of self-regulatory organizations like the National Payments Corporation of India (NPCI). In particular that these entities, lacking oversight, could become “Alt Big Tech,” potentially harming users and stifling innovation. While these organizations are privately operated, function under regulatory supervision and could represent a new model for governing modern techno-legal ecosystems.

The transformative potential of OpenAI’s ChatGPT is like how Google revolutionised search. ChatGPT could disrupt the targeted advertising model that sustains most internet businesses by providing summarized information instead of directing users to specific websites. The technology’s potential to change the internet’s fundamental business model is emphasized.

A reflection on the tech policy developments in India during 2022. While my initial predictions about data protection laws and tech sector reforms didn’t unfold as expected, there have been positive strides in India’s digital public infrastructure, like the UPI payment system and Account Aggregator ecosystem. India’s upcoming G20 presidency could further spotlight its techno-legal approach to regulation.

There are two types of entrepreneurs: “Idea Factories,” who generate numerous ideas but struggle with execution, and “Factories for Ideas,” who excel at turning a single idea into a successful business. Recognizing whether an entrepreneur falls into one or the other of these types can help advice them appropriately - and ideally entrepreneurial teams should pair both types for optimal success.

Education is evolving in the age of technology and AI. While modern education is moving away from rote learning to skills like critical thinking, students should also be trained to use AI as a research tool. However, the rise of AI-generated content poses challenges in distinguishing genuine research from fabricated material, necessitating the teaching of healthy skepticism and cross-referencing skills to students.